SMBCモビット公式スマホアプリ-カードレスでキャッシング

500K+
Downloads
Content rating
Everyone
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About this app

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Cash advances/loans/card loans
Leave it to SMBC Mobit!
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This is the official smartphone app of SMBC Mobit.
Even if you are new to the service, you can use it with confidence as it is an SMBC Group service.

It has a wide range of functions such as cardless borrowing, same-day cash advance, document sending by photographing documents, biometric authentication login, and automatic login.
You can also use some functions of the members-only service "My Mobi."
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■■ Main features ■■
1.Smartphone ATM transactions
You can borrow and repay without a card using the app.
Cash advances are available 24 hours a day at Seven Bank and Lawson Bank ATMs!
This is a convenient card loan that allows you to use it in a well-planned manner, from borrowing to repayment.

2. Sending required documents
You can easily take pictures of the documents required when signing a card loan contract with your smartphone and send them.
Customers using SMBC Mobit can also use this service to send their latest income proof documents.

3. Members-only service “My Mobi”
・Easy login
You can log in just by starting the app with the auto-login function. Also supports biometric authentication (fingerprint, face, voiceprint).
*The auto-login function is only available if you select login by user ID.

・Application for increase examination
Complete the contract amount change procedure online or through an app without the need for a phone call.
*You may be required to submit income proof documents for the increase examination.

・Register scheduled payment date
In the unlikely event that your payment is delayed, you can register your scheduled payment date 24 hours a day without having to call.
*After the payment deadline has passed, a late fee of 20.00% per year will be charged on the balance used.
*Withdrawals may be suspended.

・Change of repayment method ・Change of transfer account at time of repayment
You can change the repayment method or change the registered transfer account.
Example: Change from ATM deposit type to account transfer type

・Change of scheduled payment date
You can change the contract on the monthly repayment date (5th, 15th, 25th, or last day).
*When changing the contract on the repayment date, the next payment due date may be shortened.

・Changing the amount to be debited from your account next time
You can change the amount to be debited from your account next time.
*Can be set if the repayment method is set to account transfer.

・Skip the next withdrawal
If you complete your repayment for the month before the scheduled date, you can skip the withdrawal for that month.

・Transfer cash advance
Transfer money directly to your savings account in as little as 3 minutes! (*) Up to 3 deposit accounts can be registered.
*Deposit completion date and time varies depending on the financial institution (depending on the financial institution, deposits may be made 24 hours a day)

・T point service
Various procedures* for using the service that allows you to earn T Points through predetermined repayments,
You can make repayments using T points.
*"T point usage procedure/cancellation" "Application for switching to Mobit card (with T card function)"
*Depending on usage conditions, you may not be able to select the procedure menu.

・Internet repayment
You can repay up to 10 times a month via Pay-easy with no processing fee.
*You will need a bank account that allows you to use internet banking.

・Usage status inquiry
You can check the transaction status (available amount/limit amount/balance, next payment due date, etc.).

・Other functions
Transaction history inquiry (up to 15 items) / Contract details inquiry / Registration details change (address, phone number, workplace, etc.) / User ID change / Password change


4. Online identity verification
This is a function for customers who use the ``card pick-up service at convenience stores, post offices, etc.'' when signing up for a card loan to complete identity verification using their smartphone.

5. Transfer money (charge) to LINE Pay
When borrowing money, you can transfer (charge) money directly to LINE Pay.
*A LINE Pay account is required to use this service.
*Borrowing with LINE Pay is only available to LINE Money users.


■■ “SMBC Mobit of Sumitomo Mitsui Card” is recommended for the following people ■■
・Using cash advances or borrowing/repaying card loans for the first time
・Looking for cash advances and card loans that can be completed through an app
・Since I use Sumitomo Mitsui Banking Corporation (SMBC), I would like to use Sumitomo Mitsui Banking Corporation (SMBC) ATMs for cash advances and card loans.
・There is an ATM near my house, so I would like to use it for borrowing and repaying money.
・I want to borrow money through reliable SMBC Group cash advances and card loans.
・Since this is my first loan/repayment, I would like to use a major ATM like Sumitomo Mitsui Banking Corporation (SMBC).
・Looking for a loan that can be used with peace of mind
・I want to borrow money as quickly as possible using an ATM.
・I want same-day cash advance
・I want to borrow money immediately without a card
・I want to use convenient functions on "My Mobi"
・I want to trade whenever I want using a smartphone app
・I sometimes borrow money through consumer finance (cash advances, card loans)
・I want to earn points while making repayments.
・I want to use the easy and convenient SMBC Group app
・I want to use a smartphone app to conveniently complete transactions without using a card.
・I'm looking for a service that allows me to make payments online.
・I want to make repayments using internet banking
・I'm in a hurry and would like the money to be transferred directly to my savings account on the same day if possible.
・Have borrowed money (cash advance/card loan) from a bank or financial institution
・I'm looking for a cardless service because I don't want my family or workplace to find out.
・I want to borrow cash instead of paying by credit card


■■ Frequently asked questions ■■
Q: How do I log in to the app?
A: To log in to My Mobi, you can choose the login method that is most convenient for you.
① Log in by entering your user ID and password
② Log in by entering your Mobit card number (cashing transfer number), PIN, and phone number.
③Login with biometric information such as fingerprint, face, voice, etc.
*To use it, you need to save the information in ②.

~Convenient login method~
By saving the information in ① and turning on auto-login, you can log in by starting the app.

Q: What should I do if I forget my user ID or password?
A: You can check your user ID and re-register your password on the PC and smartphone versions of MyMobi.

Q: What should I do if I forget my PIN?
A: Please contact Mobit Call Center 0120-24-7217 (business hours 9:00-18:00).

Q: How should I send the required documents?
A: You can take a photo of the document and send it to us from [Submit required documents] on the app.
① Tap the [Click here to submit required documents] button on the top screen after launching the app.
②Enter the required information and log in
③ After checking the information on how to submit documents, select [Submit a photo and identification documents] or [Submit only documents] and tap the [Next] button.

◇If you select [Submit a photo and identification documents]
For details on the procedure, please watch the video from the URL below.
https://www.mobit.ne.jp/special/movie/13/index.html

◇If you select [Submit only documents]
For details on the procedure, please watch the video from the URL below.
https://www.mobit.ne.jp/special/movie/06/index.html


【Operating environment】
Smartphone (Android OS) 6.0 or higher recommended
*Operation is not guaranteed on tablet devices.
*"Android" is a trademark of Google Inc.

【others】
1.Please be sure to check the "App Terms of Use" before using.
2.You can log in using either your user ID or card number (cashing transfer number).
3.About sending required documents
・Please check the expiry date of the document
・Please take photos in a bright place
・Please do not use flash or auxiliary lights.
-Please take the photo within the frame on the screen.
・If you update the app, unsent documents in the app will be deleted.


■■■ Loan conditions, etc. ■■■
・Minimum and maximum repayment period
Up to 60 times (5 years) However, if the Company deems that there is a reasonable reason in consideration of repayment ability and other circumstances, up to 106 times (8 years and 10 months)
Please note that this is not a financial product that requires full repayment within 60 days.
・Maximum APR (actual annual interest rate)
Actual annual rate: 3.00% to 18.00%
A representative example of the total cost of the loan, including all applicable fees.
◇When the actual annual interest rate is 18.00%
 Usage amount: 500,000 yen
Monthly repayment amount: 30,000 yen
Total repayment amount: 579,829 yen
30,000 yen x 19 installments (monthly repayment amount) + 9,829 yen/last installment
◇If the actual annual interest rate is 3.00%
 Usage amount: 8 million yen
Monthly repayment amount: 150,000 yen
Total repayment amount: 8,585,527 yen
150,000 yen x 57 installments (monthly repayment amount) + 35,527 yen/last installment

Check the loan terms and be careful not to borrow too much.

[SMBC Mobit official smartphone app]
Easily use card loans on your smartphone with the official app!
https://www.mobit.ne.jp/popup/about_sm_app.html
Updated on
Mar 14, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Photos and videos and App activity
Data is encrypted in transit
You can request that data be deleted